"I have a question about the debt ceiling."
"Okay."
"It needs to be raised, right? The ceiling?"
"Yup. It's not an actual ceiling. But yes."
"Everybody knows it needs to be raised?"
"Uh-huh."
"Because they are bumping their heads on it?"
"Kind of."
"Do they know how to raise it? Like, do they have the tools and stuff?"
"They just need to vote to do it."
"So why don't they?"
"Because, since it would be really dangerous to NOT raise the debt ceiling, some people are trying to get their political agenda enacted as the price of passing it."
"Oh."
"Do you know what that means, political agenda?"
"No. Is it like if you said hey buster don't open that car door while we're speeding down the highway! and I said I am opening it unless I get another cookie?"
"Yeah. Kind of."
"Woah. So did they get the extra cookie?"
"Well, at this point it's like if I said okay fine you can have another cookie just close the darn door. And then you said actually I'd like that other cookie and also my brother can't have any cookies for the rest of the year and I want a whole bag more cookies and no chores and also I want pony."
"Wow. All with the car door open on the highway?
"Yes."
"Are they grown ups or kids?"
"Um..."
"I bet their moms are gonna have a talk with them after this, with very Not Proud faces on."